广州银行提前还房贷要收几千的违约金 - V2EX
hoodzwh

广州银行提前还房贷要收几千的违约金

  •  
  •   hoodzwh Feb 27, 2023 via iPhone 2009 views
    This topic created in 1176 days ago, the information mentioned may be changed or developed.
    当初贷款合同没有明确说提前还款要违约金,现在突然跟我说要违约金 2000 多,这个合理吗?还是只是茶水费,还有他们要求先把还贷的钱全部存入广州银行,她们才能走系统审批,一个月后才能提前还掉
    10 replies    2023-02-27 16:15:46 +08:00
    a33291
        1
    a33291  
       Feb 27, 2023
    一般合同里会提到这部分,建议仔细看哈合同.如果明确合同里没有,但是他们要收(留证据 录音之类),然后直接举报.
    反正就我来说,合同里写有提前还款相关的约定,一般是一年以内提前还有违约金,超过一年的就没有.

    至于多久能还上,也是分银行,比如有固定日期扣款,所以至少要提前一个月预约等等.

    反正现在提前还的的确非常多
    Ericcccccccc
        2
    Ericcccccccc  
       Feb 27, 2023
    合同里没写他们收不了. 你投诉就行.
    Alucns
        3
    Alucns  
       Feb 27, 2023
    我的要收二个月利息作为违约金,且要等 4 个月左右,那里可以投诉,工商银行的贷款。
    tutou
        4
    tutou  
       Feb 27, 2023
    建行的 app ,我打算提前预约还款,然后进到预约页面,其它都可以选就时间不可以选,然后提交不了。真 tm 恶心,怎么投诉
    catalysia
        5
    catalysia  
       Feb 27, 2023
    @Aluhao 12378 银监会投诉热线
    lakehylia
        6
    lakehylia  
       Feb 27, 2023
    仔细看合同。合同里面如果没有,投诉
    pengpeng1
        7
    pengpeng1  
       Feb 27, 2023
    去年结清贷款,多还了一个月,没多少钱省事直接交了完事。
    god7d
        8
    god7d  
       Feb 27, 2023
    如果卖方的话解押应该和提前还贷是两码事吧
    hoodzwh
        9
    hoodzwh  
    OP
       Feb 27, 2023
    @a33291 感谢回复
    hoodzwh
        10
    hoodzwh  
    OP
       Feb 27, 2023
    @pengpeng1 还有这种事,多还一个月比我交一个违约金还多
    About     Help     Advertise     Blog     API     FAQ     Solana     2921 Online   Highest 6679       Select Language
    创意工作者们的社区
    World is powered by solitude
    VERSION: 3.9.8.5 47ms UTC 13:13 PVG 21:13 LAX 06:13 JFK 09:13
    Do have faith in what you're doing.
    ubao msn snddm index pchome yahoo rakuten mypaper meadowduck bidyahoo youbao zxmzxm asda bnvcg cvbfg dfscv mmhjk xxddc yybgb zznbn ccubao uaitu acv GXCV ET GDG YH FG BCVB FJFH CBRE CBC GDG ET54 WRWR RWER WREW WRWER RWER SDG EW SF DSFSF fbbs ubao fhd dfg ewr dg df ewwr ewwr et ruyut utut dfg fgd gdfgt etg dfgt dfgd ert4 gd fgg wr 235 wer3 we vsdf sdf gdf ert xcv sdf rwer hfd dfg cvb rwf afb dfh jgh bmn lgh rty gfds cxv xcv xcs vdas fdf fgd cv sdf tert sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf shasha9178 shasha9178 shasha9178 shasha9178 shasha9178 liflif2 liflif2 liflif2 liflif2 liflif2 liblib3 liblib3 liblib3 liblib3 liblib3 zhazha444 zhazha444 zhazha444 zhazha444 zhazha444 dende5 dende denden denden2 denden21 fenfen9 fenf619 fen619 fenfe9 fe619 sdf sdf sdf sdf sdf zhazh90 zhazh0 zhaa50 zha90 zh590 zho zhoz zhozh zhozho zhozho2 lislis lls95 lili95 lils5 liss9 sdf0ty987 sdft876 sdft9876 sdf09876 sd0t9876 sdf0ty98 sdf0976 sdf0ty986 sdf0ty96 sdf0t76 sdf0876 df0ty98 sf0t876 sd0ty76 sdy76 sdf76 sdf0t76 sdf0ty9 sdf0ty98 sdf0ty987 sdf0ty98 sdf6676 sdf876 sd876 sd876 sdf6 sdf6 sdf9876 sdf0t sdf06 sdf0ty9776 sdf0ty9776 sdf0ty76 sdf8876 sdf0t sd6 sdf06 s688876 sd688 sdf86