有懂贷款的朋友吗？ 1W 元年利率 10%，然后收取本金 4%的手续费，那么日利率怎么算呢 - V2EX

有懂贷款的朋友吗？ 1W 元年利率 10%，然后收取本金 4%的手续费，那么日利率怎么算呢 - V2EX

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这是一个创建于 3189 天前的主题，其中的信息可能已经有所发展或是发生改变。

请问实际年利率多少

实际的日利率又是多少呢

具体如何计算呢

我数学太差

3 条回复

1

noahyu

2017-01-23 00:41:33 +08:00 via iPhone

1

(10+4)/365*100%，一般来说都是毛算算，如果要用复利公式，求助 excel 或科学计算器

2

SoloCompany

2017-01-23 08:07:17 +08:00 via iPhone

1

手续费是提前收吗

3

SoloCompany

2017-01-23 08:11:46 +08:00 via iPhone

1

如果是的话，年利率是 0.14 / 0.96 = 14.6%
月和日没必要计算，一般都换算为年化

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