有没有靠谱的保险推荐？ - V2EX

有没有靠谱的保险推荐？ - V2EX

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This topic created in 184 days ago, the information mentioned may be changed or developed.

众所周知，保险是这也不保，那也不保。

那有没有保险像医保一样，不管什么情况都报销。或者投保之前做一个全面体检，后面保险不得以各种理由拒保.

3 replies 2025-11-28 12:11:43 +08:00

1

Sunyin

Nov 13, 2025 via iPhone

没有这样的绝对条款，只能说你确实尽到健康告知义务，没有不利的医疗记录，将来不幸需要理赔的话，会更有利

2

7RMB

Nov 14, 2025 via Android

保险公司养的那些设计险种的人，真以为是拍脑子就新建文档吗

3

YXZD

Nov 28, 2025

可以看我定期更新的保险科普帖： t/981804

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